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Tasha89
Hatchling
United Kingdom
257 Posts |
 Posted - 21/05/2012 : 11:53:58
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Hey quick question,
Is ot woth getting my 4 corn snakes insured, i have just got a quote for all 4 at £39.92 per year covering up to £5,000 worth of vet treatment?
Or if anyone has had to claim on their exotic pet insurance your stories would be helpfull.
Thanks! |
Tasha
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4.0.0 - Corns - Hypo-Lavender (Lucifer), Bubblegum Snow (Houdini), Striped Carolina (Sarafino) and Black Cat (Ralphie)
0.2.0 - Corns - Anertheristic (Valentina), Lavender (Aiyana), Lavender (Di-nixi) |
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a33272
our battery charger
United Kingdom
3063 Posts |
Posted - 21/05/2012 : 12:05:21
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| I don't bother, not sure how man do either. I just have money to the side for if needed. |
    
0.1.0 creamsicle corn-Marmalade
1.0.0 jungle carpet python-Bumble
1.0.0 corn Casper
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Tasha89
Hatchling
United Kingdom
257 Posts |
Posted - 21/05/2012 : 12:27:39
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Thats what i was thinking, i just called up and got a proper quote and it came to £204.22 for the year for the 4. I do have the money for the vet bills if needed just didnt know whether it would work out cheaper to get insurance but it only covers £1,000 of vet fees and i know reptile vet fees and be quite expensive.
A33272 look at my post in the health section regarding me female snake (this is what made me think of getting insurnace) im pretty sure it might be the food i have fed her on wednesday last week, she hasny pooped as shes in shedding mode and i think its to high in her body for her to be egg bound, i fed her 2 large fuzzies) |
Tasha
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4.0.0 - Corns - Hypo-Lavender (Lucifer), Bubblegum Snow (Houdini), Striped Carolina (Sarafino) and Black Cat (Ralphie)
0.2.0 - Corns - Anertheristic (Valentina), Lavender (Aiyana), Lavender (Di-nixi) |
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viraleye
Yearling
United Kingdom
695 Posts |
Posted - 25/05/2012 : 10:40:06
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| I too looked into insurance and afterspeaking with a lot of people regarding this it seems none of them had insurance. If the worse did happen i have money in the bank to cover it. |
1.0.0 Cyrus - Amel het Anery ph Hypo - CURRENTLY AWOL
0.1.0 Diamond - Avalanche ph Charcoal, Hypo
1.0.0 Garland - Bloodred het Hypo
1.0.0 Pinball - Carolina
0.1.0 Casey - Hypo Lavender Stripe het Amel
0.0.1 - No Name Yet - Crested Gecko |
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Tasha89
Hatchling
United Kingdom
257 Posts |
Posted - 25/05/2012 : 13:11:26
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| I also have the money and they dont often get ill as much as a cat or dog does. Im off to the vet this evening so fingers crossed Valentina is ok. |
Tasha
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4.0.0 - Corns - Hypo-Lavender (Lucifer), Bubblegum Snow (Houdini), Striped Carolina (Sarafino) and Black Cat (Ralphie)
0.2.0 - Corns - Anertheristic (Valentina), Lavender (Aiyana), Lavender (Di-nixi) |
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smart bunny
Fully Grown Corn
United Kingdom
5091 Posts |
Posted - 25/05/2012 : 13:25:39
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| Good luck Tasha. |
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Tasha89
Hatchling
United Kingdom
257 Posts |
Posted - 25/05/2012 : 14:43:06
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| Thanks, i have everything crossed |
Tasha
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4.0.0 - Corns - Hypo-Lavender (Lucifer), Bubblegum Snow (Houdini), Striped Carolina (Sarafino) and Black Cat (Ralphie)
0.2.0 - Corns - Anertheristic (Valentina), Lavender (Aiyana), Lavender (Di-nixi) |
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lupi lou
Fully Grown Corn
United Kingdom
3670 Posts |
Posted - 25/05/2012 : 15:14:58
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| good luck at the vets. the other option instead of insurance is to put away what you would be paying on the premium in to a savings account. if exotic insurance is anything like horse insurance once you claim for a specific thing they will no longer cover for that condition, which seems to defeat the point of having insurance. |
 
1.0.1 Corns
0.1.0 Dog: springer
1.0.0 Horse
0.4.0 Gerbils
2.2.0 Leopard gecko
0.2.0 Cave gecko |
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Tasha89
Hatchling
United Kingdom
257 Posts |
Posted - 25/05/2012 : 15:54:14
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| Ive never heard of insurance companies doing that, money isnt the issue but just would have been nice if i had insurance to get the money back but hey ho...my snake is more important than money :D |
Tasha
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4.0.0 - Corns - Hypo-Lavender (Lucifer), Bubblegum Snow (Houdini), Striped Carolina (Sarafino) and Black Cat (Ralphie)
0.2.0 - Corns - Anertheristic (Valentina), Lavender (Aiyana), Lavender (Di-nixi) |
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lupi lou
Fully Grown Corn
United Kingdom
3670 Posts |
Posted - 25/05/2012 : 19:16:57
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| how is snakie? i had to claim for colic for my horse and they now will not cover his entire digestive system, so he is no longer covered for vets fees |
1.0.1 Corns
0.1.0 Dog: springer
1.0.0 Horse
0.4.0 Gerbils
2.2.0 Leopard gecko
0.2.0 Cave gecko |
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lotabob
Fully Grown Corn
United Kingdom
4334 Posts |
Posted - 25/05/2012 : 21:04:31
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| I think it was Eeji who said he has kept LOTS of snakes for years and the most he has spent at the vets was £8. I actually cancelled my dogs insurance recently too, I read all the small print and to get a pay out from them I'd have had to jump through hoops so I decided to put my savings on the line as insurance and pay the money I would have paid for all the animals in my house into the savings account, that way its not dead money. |
Anery Corn snake SPOT. Royal Python, DUKE. Hogg Island Boa, SANKE. Albino House Snake, HAL.
Harlequin Crested Gecko HARLEY
Albino Horned Frog WAKA
Chilean Rose Tarantula TRIXIE. Brazilian Salmon Pink Bird-eating Tarantula SAM. Orange Baboon Tarantula BORIS.
Giant Asian Forest Scorpion, SALLY.
Giant African Land Snails, SHELDON & MICHELLE.
Budwing Mantis, MAIA
Dubia Roach Colony. Silkworm Colony. Mealworm Colony. Waxworm Colony. Fruit Beetle Colony.
MY YOUTUBE CHANNEL http://www.youtube.com/user/alocheeky |
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viraleye
Yearling
United Kingdom
695 Posts |
Posted - 26/05/2012 : 14:55:02
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Loupi Lou - i know horse insurance does that so basically you have to choose carefully when to claim. It is bad though that you pay but cannot claim!
Lotabob - i questioned Eeji on insurance and whether it wad worth getting and he doesn't have any neither. He suggested putting savings aside. |
1.0.0 Cyrus - Amel het Anery ph Hypo - CURRENTLY AWOL
0.1.0 Diamond - Avalanche ph Charcoal, Hypo
1.0.0 Garland - Bloodred het Hypo
1.0.0 Pinball - Carolina
0.1.0 Casey - Hypo Lavender Stripe het Amel
0.0.1 - No Name Yet - Crested Gecko |
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Oleary1982
Hatchling
United Kingdom
140 Posts |
Posted - 26/05/2012 : 16:27:39
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| Most policys won't pay out on the same problem twice unless they have a covered for life policy. I looked into this with my dragons but thought money saved was a better option. Neadless to say I'm better off as never had a emergancy trip to the vets . Well apart from a Foster dog who ate throu my cupboard an ate the chlorine based cleaning tablets! |
0.1.0 Citrus Tiger BD
1.0.0 Rainbow Leatherback BD
1.0 Staffie
0.1 Boxer x
0.1.0 Striped Amel
1.0.0 Snow Coral |
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Tasha89
Hatchling
United Kingdom
257 Posts |
Posted - 28/05/2012 : 09:05:03
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| Hey everyone, i took valentina to the vets and he thinks she holding back on some eggs :(...he advised to keep an eye on her for the next 2 weeks and she is very alert i have to massage her and put her in the bath to encorage the eggs to come out ive noted where they are on the body and have to keep an eye out for movement, after 2 weeks if still nothing i have to take her back for a drug (oxytocin) to bring on 'labour' |
Tasha
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4.0.0 - Corns - Hypo-Lavender (Lucifer), Bubblegum Snow (Houdini), Striped Carolina (Sarafino) and Black Cat (Ralphie)
0.2.0 - Corns - Anertheristic (Valentina), Lavender (Aiyana), Lavender (Di-nixi) |
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ScalySituation
Fully Grown Corn
United Kingdom
5292 Posts |
Posted - 28/05/2012 : 09:06:38
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| oh dear thats a shame, i'm sure it'll all work out ok soon :) good luck to both of you |
1.0.0 Butter motley corn (Sheldon)
0.1.0 Caramel Corn (Maggie)
0.1.0 Caramel motley corn (Echo)
1.0.0 Cat (Angus)
1 mealworm colony
RIP Skye x
Sleep well Sonny, Mummy loves you xx
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Tasha89
Hatchling
United Kingdom
257 Posts |
Posted - 29/05/2012 : 19:13:39
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| Thanks, she ate the day before yesterday and gulped it down so im thinking that she will be ok or she wouldn't eat |
Tasha
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4.0.0 - Corns - Hypo-Lavender (Lucifer), Bubblegum Snow (Houdini), Striped Carolina (Sarafino) and Black Cat (Ralphie)
0.2.0 - Corns - Anertheristic (Valentina), Lavender (Aiyana), Lavender (Di-nixi) |
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Topic |
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Exotic pet insurnace??
