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 Exotic pet insurnace??

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T O P I C    R E V I E W
Tasha89 Posted - 21/05/2012 : 11:53:58
Hey quick question,

Is ot woth getting my 4 corn snakes insured, i have just got a quote for all 4 at £39.92 per year covering up to £5,000 worth of vet treatment?

Or if anyone has had to claim on their exotic pet insurance your stories would be helpfull.

Thanks!
15   L A T E S T    R E P L I E S    (Newest First)
Tasha89 Posted - 29/05/2012 : 19:13:39
Thanks, she ate the day before yesterday and gulped it down so im thinking that she will be ok or she wouldn't eat
ScalySituation Posted - 28/05/2012 : 09:06:38
oh dear thats a shame, i'm sure it'll all work out ok soon :) good luck to both of you
Tasha89 Posted - 28/05/2012 : 09:05:03
Hey everyone, i took valentina to the vets and he thinks she holding back on some eggs :(...he advised to keep an eye on her for the next 2 weeks and she is very alert i have to massage her and put her in the bath to encorage the eggs to come out ive noted where they are on the body and have to keep an eye out for movement, after 2 weeks if still nothing i have to take her back for a drug (oxytocin) to bring on 'labour'
Oleary1982 Posted - 26/05/2012 : 16:27:39
Most policys won't pay out on the same problem twice unless they have a covered for life policy. I looked into this with my dragons but thought money saved was a better option. Neadless to say I'm better off as never had a emergancy trip to the vets . Well apart from a Foster dog who ate throu my cupboard an ate the chlorine based cleaning tablets!
viraleye Posted - 26/05/2012 : 14:55:02
Loupi Lou - i know horse insurance does that so basically you have to choose carefully when to claim. It is bad though that you pay but cannot claim!

Lotabob - i questioned Eeji on insurance and whether it wad worth getting and he doesn't have any neither. He suggested putting savings aside.
lotabob Posted - 25/05/2012 : 21:04:31
I think it was Eeji who said he has kept LOTS of snakes for years and the most he has spent at the vets was £8. I actually cancelled my dogs insurance recently too, I read all the small print and to get a pay out from them I'd have had to jump through hoops so I decided to put my savings on the line as insurance and pay the money I would have paid for all the animals in my house into the savings account, that way its not dead money.
lupi lou Posted - 25/05/2012 : 19:16:57
how is snakie? i had to claim for colic for my horse and they now will not cover his entire digestive system, so he is no longer covered for vets fees
Tasha89 Posted - 25/05/2012 : 15:54:14
Ive never heard of insurance companies doing that, money isnt the issue but just would have been nice if i had insurance to get the money back but hey ho...my snake is more important than money :D
lupi lou Posted - 25/05/2012 : 15:14:58
good luck at the vets. the other option instead of insurance is to put away what you would be paying on the premium in to a savings account. if exotic insurance is anything like horse insurance once you claim for a specific thing they will no longer cover for that condition, which seems to defeat the point of having insurance.
Tasha89 Posted - 25/05/2012 : 14:43:06
Thanks, i have everything crossed
smart bunny Posted - 25/05/2012 : 13:25:39
Good luck Tasha.
Tasha89 Posted - 25/05/2012 : 13:11:26
I also have the money and they dont often get ill as much as a cat or dog does. Im off to the vet this evening so fingers crossed Valentina is ok.
viraleye Posted - 25/05/2012 : 10:40:06
I too looked into insurance and afterspeaking with a lot of people regarding this it seems none of them had insurance. If the worse did happen i have money in the bank to cover it.
Tasha89 Posted - 21/05/2012 : 12:27:39
Thats what i was thinking, i just called up and got a proper quote and it came to £204.22 for the year for the 4. I do have the money for the vet bills if needed just didnt know whether it would work out cheaper to get insurance but it only covers £1,000 of vet fees and i know reptile vet fees and be quite expensive.

A33272 look at my post in the health section regarding me female snake (this is what made me think of getting insurnace) im pretty sure it might be the food i have fed her on wednesday last week, she hasny pooped as shes in shedding mode and i think its to high in her body for her to be egg bound, i fed her 2 large fuzzies)
a33272 Posted - 21/05/2012 : 12:05:21
I don't bother, not sure how man do either. I just have money to the side for if needed.

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